• @DavidDoesLemmy@aussie.zone
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    03 months ago

    Go to a climbing gym. “I think I left my drink bottle here last week. It was clear, about this size”. Worker pulls out a box of lost and found drink bottles. “Oh, that is it there”. Take a dusty one (so you know it’s been there a while, and nobody’s coming back for it). Now you have a new drink bottle! Give it a clean and go!

  • @Tehdastehdas@lemmy.world
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    3 months ago

    My bank’s mutual fund let me buy and sell at yesterday’s price, so every time the stock market went up, I bought, and when it went down, I sold. I talked to a teller about it, wondering how much money the mutual fund rule designer had pumped money out of the bank by then. They quickly changed the rule into a non-insane form: today’s price.

    I should have just shut up and kept pumping money out of the idiot bank, but I was young and stupid.

    • @NotSteve_@lemmy.ca
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      03 months ago

      I think working retail should be a mandatory thing like how military service is mandatory in some countries.

      Everyone should have to serve their time doing retail so that they can have a bit of empathy

      • barnaclebutt
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        03 months ago

        Or basic manners. Although, if you want to consider basic manners a loophole, I’m okay with that. It doesn’t matter how you get there.

      • @Usernameblankface@lemmy.world
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        03 months ago

        But a service worker knows lots of loopholes, and they can help you take advantage of them or choose not to bring it up if you’re treating them badly.

  • @spongebue@lemmy.world
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    03 months ago

    My brother-in-law didn’t want to carry his jacket around at Disney World, and he didn’t want to get a locker for it, so he had his dad turn it in to lost and found. At the end of the day, before leaving the park, he picked it back up.

    • Lovable Sidekick
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      3 months ago

      Ingenius! Even more ingenious: every time you leave go to lost and found and pick up a free random jacket.

    • u/lukmly013 💾 (lemmy.sdf.org)
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      03 months ago

      Somebody else could’ve taken that.

      The lost and found at my school sometimes gathers interest on some items. Umbrella on a rainy day got 4 people claiming it’s theirs. But a golden chain is still winning at 8 people claiming it as theirs.

  • @phanto@lemmy.ca
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    03 months ago

    You can’t cancel your reservation within 24 hours. You can rebook it. Okay, rebook it for one week out. Call back a day later, cancel.

  • @felixwhynot@lemmy.world
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    03 months ago

    I enjoyed paying $1.50/mo for YouTube premium by signing up with a VPN to Turkey 🇹🇷 but that’s not a thing anymore 😢

  • @ocean@lemmy.selfhostcat.com
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    03 months ago

    Amex can get your money back on anything. Went to the vet they tried to gaslight me into doing an expensive procedure so I dispute the visit fee 75$

    • clif
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      03 months ago

      If you’re not abusing it, credit card companies are more than happy to do charge backs via disputes.

      And, what, the shady company that scammed you is going to fight a multi billion dollar corporation?

      I’ve used this a few times when I got fucked and the company doing the fucking didn’t respond or didn’t care.

  • recursive_recursion they/them
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    3 months ago

    If you want to cancel a subscription for whatever reason, worst comes to worst (dark pattern nonsense like trying to cancel an Adobe subscription) you can call your bank and request for a replacement card

    • @jafffacakelemmy@mander.xyz
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      3 months ago

      I work for a UK bank, and we automatically provide your replacement card details to all subscriptions, for example Netflix, Spotify, adobe, amazon prime, gym and many many others etc. The reason for that is that if you lost your card or it expired, you would otherwise have to spend ages updating the card numbers with all your providers. We call the subscriptions ‘recurring visa’ and if you ask your bank to place a recurring visa block, it’s quick and easy and we won’t let your named merchant take further funds. No need for a new card. However, if you are in a contract and you deny the company access to your bank card, they may demand that you pay for the rest of the contract still. They won’t be able to get the money from the bank tho.

    • @CodingCarpenter@lemm.ee
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      03 months ago

      However sometimes they allow cards that are being used for recurring subscriptions to keep going even if you’ve had the card replaced. I know from experience Chase does this

        • @93maddie94@lemm.ee
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          03 months ago

          My American Express card was compromised a few weeks ago and while they sent me a new card I was still able to use the old one at stores, use mobile payments, and recurring payments could process. The only thing I couldn’t do was use it online. Even after I received the new card, recurring transactions were able to occur.

    • I did this, a gym membership could “only be cancelled by the manager” I just went online and changed the credit card number on file. Moved away never looked back

    • darreninthenet
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      03 months ago

      The trick with Adobe is to use PayPal… you can then cancel the recurring payment yourself.

  • Captain Aggravated
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    03 months ago

    The best loophole I’ve ever learned about is closed now.

    Early in the Dubya administration they were pushing the dollar coins pretty hard. They went through a whole thing where any government coin-operated machine had to take dollar coins (veterans of the time mostly saw this as it mostly effected military bases but this is why the stamp vending machines at the post office suddenly became useless; they now took dollars instead of quarters).

    One of the ways they “encouraged” the use of dollar coins was selling them directly on the Mint’s website. You could go on the US mint’s website and pay face value for them with a credit card, and they paid for shipping. Spend $500, and 500 $1 coins would be shipped to your door.

    So people would order tens of thousands of dollars in coins on a credit card, as soon as they arrived they’d haul the coins to the bank and deposit them, immediately pay off the credit card bill with the deposited currency thus accruing no interest, and then they’d have all those rewards points to spend. The government was taking it up the ass shipping tons of coins to residential addresses, the goal of putting them into circulation utterly failed because they were being taken directly to banks, the credit card companies were taking it up the ass on rewards points that weren’t generating enough interest payments to feed the parasites. The policy got canned.

    Imagine getting to fuck over a Republican administration and the parasite industry in one perfectly legal move. Too bad I was 14 at the time and wasn’t allowed to have a credit card.

    • @MintyFresh@lemmy.world
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      03 months ago

      Coinage in this country is one of my pet peeves. We should have a 3, 5, an .50 coins in regular circulation. Coins can work great. They can work fast too.

      I can’t believe people shit all over the coin (Sacagawea dollar piece) like they did. They should have made it bigger though, too similar to a quarter to easily distinguish by feeling.

      • Captain Aggravated
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        3 months ago

        A lot of the mistake was made decades earlier with the Susan B. Anthony dollar, which was the same color and basically the same size as a quarter and thus often mistaken for one. The solution? Mint it in “”“”“”“gold”“”“”“”. It’s actually brass, mainly copper and zinc with some manganese and nickel. Brand new it’s too yellowy and then it tarnishes. It pretends to be gold way worse than the copper-nickel mix in quarters, dimes and, well, nickels pretend to be silver.

        It’s still the same dimensions as an Anthony dollar so it still has the problem that it’s very close in size and shape to a quarter, most coin op machines either outright won’t take them or will accept them as quarters, and we’re used to “cents are coins, dollars are paper” that most people didn’t care. The republicans hated them because there was a brown chick on it, everyone hated them because they tried to immediately cram them into everyday life, and then the Mint hated them because they took it up the ass shipping tons of them to residential addresses only for them to end up in banks in original mint packaging anyway.

        If it were me, what I would do is scrap the idea that there are 100 cents in a dollar because the dollar has gotten too worthless to worry about a hundredth of one. Stop minting pennies, nickels and quarters, let the existing stock circulate for a couple decades without minting more, and then when everyone is naturally standardized on the dime, ditch the cent entirely and make it 10 dimes to a dollar. I am also a raging misanthrope who would bring back burning at the stake, so probably don’t vote for me.

  • @venusaur@lemmy.world
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    03 months ago

    If your bank can only deposit a certain amount of a check the same day and you need it all just cash it and deposit the cash

      • Chainweasel
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        03 months ago

        It’s still valid today.
        Payroll fucked up and I didn’t get a deposit a few weeks back. They gave me the choice of waiting 2 weeks and having the deposit added to my next paycheck, which is totally undoable, or they would cut me a paper check that day.
        I took the paper check.
        I decided it would be easiest if I could use my Bank apps Mobile deposit but it only allowed me to access $500 of it that day, the rest had to wait until the next business day which was Monday.
        If I would have thought about it I would have done it this way so I could have had access to the whole check before the weekend.

  • @friend_of_satan@lemmy.world
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    03 months ago

    I had a pager that I didn’t want to pay the bill on when I went out of the country. I called them to turn the service off while I was gone. Instead of turning it off they just quit charging me. I realized that when I got back and had a bunch of pages. That continues for several years until I traded it away, still working, still not costing anything.

    • Lovable Sidekick
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      3 months ago

      Nice! But I would call that a screwup on their part, whereas a loophole is a glitch built into the system.

  • @waz@lemmy.world
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    03 months ago

    There was a burrito shop that had a frequent customer card that you could use to earn points towards a free menu item. You could register the card online and for whatever reason you could add multiple cards to the same account.

    A friend of mine realized that if you registered a new card they would give you a decent chunk of points just for signing up, then you could merge that account in with your existing account and get free points.

    Every chance he got he would grab handfuls of the cards, activate them all, and get tons of free food.

    • @DrSteveBrule@mander.xyz
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      03 months ago

      A friend of mine found a loophole at a burrito shop as well. They had some old points system where you’d have to go to a url on the receipt, and enter a code for a free taco. Eventually the promotion ended because they stopped printing the URL, but they never shut down the webpage either. So he continued to get free tacos from the old webpage, but whatever proof of purchase was needed could be used from the same receipt used to get the previous free taco. He doesn’t do it too often so no one catches on, but he would eat for free there once or twice a week.

    • @weirdboy@lemm.ee
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      03 months ago

      I had a similar thing with a promotional card at a bar called Wurstküche in LA some years back shortly after it first opened. The card said something like “one free sausage” on it. The intent was you use the card once, and then they take it away and next time you want a delicious gourmet sausage you need to pay. All of my friends had one of these cards, and eventually they all were taken away, but they never took my card and we kept going back to that bar over and over again to get sausages and drink beer.

  • sp3ctr4l
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    3 months ago

    Not something I did, but something a former ‘friend’ did:

    Make a shitty dinosaur game, release it on Steam.

    Get Steam to support your game’s items on the Steam Market Place.

    Some other friend wants to buy a game?

    You want to buy a game?

    Use your admin powers to directly create rare in game items, then trade the items to your friend who then sells them, or you sell them yourself.

    I think he managed to functionally defraud Steam of around a thousand bucks doing this.

    … This is the ‘career path’ of a garry’s mod rp server admin, who would write viruses into the lua files which would be automatically downloaded and executed (escaping garry’s mod and steam!) by any one who joined his gmod server, such that either Garry or Valve had to completely rewrite the way lua was executed in the source engine to prevent this exploit.

    Anyway, last time I talked with him, he’d gone fully through the 4chan kekistan to QAnon to actual outright white supremacist fascist, has had several of his Steam accounts entirely VAC banned.