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My work has guest WiFi but I don’t have access.
However, if i connect to it on my phone, enable my VPN on my laptop, then enable USB tethering from my phone i have unrestricted access on my laptop. lolMy bank’s mutual fund let me buy and sell at yesterday’s price, so every time the stock market went up, I bought, and when it went down, I sold. I talked to a teller about it, wondering how much money the mutual fund rule designer had pumped money out of the bank by then. They quickly changed the rule into a non-insane form: today’s price.
I should have just shut up and kept pumping money out of the idiot bank, but I was young and stupid.
I enjoyed paying $1.50/mo for YouTube premium by signing up with a VPN to Turkey 🇹🇷 but that’s not a thing anymore 😢
What do you use it for? Adblock? Use uBlock Origin
Video download? Use yt-dlp, or one of its many GUIs, such as Tubular (Linux) or Seal (Android)
It was nice for iPhone
Fair enough, if you use Apple, you’ve bought into capitalism; you can’t be saved.
Lol, lmao
Why pay the bastards, just block their ads? Plus you can get sponsor block and bring back youtube dislike
VPN via Turkey used to work on other subs too. Often something like 1:10 discounts. Most of these loopholes are closed though.
It’s still very possible for iOS in app purchases if you use gift cards and a Turkey iTunes account. Some regional pricing has been adjusted but many have not
Amex can get your money back on anything. Went to the vet they tried to gaslight me into doing an expensive procedure so I dispute the visit fee 75$
If you’re not abusing it, credit card companies are more than happy to do charge backs via disputes.
And, what, the shady company that scammed you is going to fight a multi billion dollar corporation?
I’ve used this a few times when I got fucked and the company doing the fucking didn’t respond or didn’t care.
If you want to cancel a subscription for whatever reason, worst comes to worst (dark pattern nonsense like trying to cancel an Adobe subscription) you can call your bank and request for a replacement card
However sometimes they allow cards that are being used for recurring subscriptions to keep going even if you’ve had the card replaced. I know from experience Chase does this
It’s supposedly for convenience. More for the people charging me than me, but convenient nonetheless.
My American Express card was compromised a few weeks ago and while they sent me a new card I was still able to use the old one at stores, use mobile payments, and recurring payments could process. The only thing I couldn’t do was use it online. Even after I received the new card, recurring transactions were able to occur.
Tell them it was lost/stolen. Don’t dispute any existing charges, but for security reasons they should still block any new charges made against the old card.
Specifically ask the bank to revoke authorization codes.
I learned this because I used to get drunk and lose my credit card.
Use a privacy.com virtual credit card. Gives you full control over each card. I use one for each subscription, especially those I don’t plan to renew.
The trick with Adobe is to use PayPal… you can then cancel the recurring payment yourself.
Sure, but then you need a PayPal account, and fuck PayPal.
I work for a UK bank, and we automatically provide your replacement card details to all subscriptions, for example Netflix, Spotify, adobe, amazon prime, gym and many many others etc. The reason for that is that if you lost your card or it expired, you would otherwise have to spend ages updating the card numbers with all your providers. We call the subscriptions ‘recurring visa’ and if you ask your bank to place a recurring visa block, it’s quick and easy and we won’t let your named merchant take further funds. No need for a new card. However, if you are in a contract and you deny the company access to your bank card, they may demand that you pay for the rest of the contract still. They won’t be able to get the money from the bank tho.
I did this, a gym membership could “only be cancelled by the manager” I just went online and changed the credit card number on file. Moved away never looked back
If your bank can only deposit a certain amount of a check the same day and you need it all just cash it and deposit the cash
Great tip, if you live in the 1980s
WTF
It’s still valid today.
Payroll fucked up and I didn’t get a deposit a few weeks back. They gave me the choice of waiting 2 weeks and having the deposit added to my next paycheck, which is totally undoable, or they would cut me a paper check that day.
I took the paper check.
I decided it would be easiest if I could use my Bank apps Mobile deposit but it only allowed me to access $500 of it that day, the rest had to wait until the next business day which was Monday.
If I would have thought about it I would have done it this way so I could have had access to the whole check before the weekend.Sorry, can’t imagine having a banking system that’s a decade behind fuckin Eritrea or Kazakhstan and thinking it’s the norm 😂
It’s not OPs fault they live in an underdeveloped nation, they’re just trying to get by.
Why be such a jerk to OP?
Tried cancelling adobe. They wanted to charge for the rest of the year or something as a cancellation fee. Instead, I “upgraded” to a more expensive package, giving me their 14 day refund policy and was able to cancel immediately and still gave me access to the rest of the month. Fuck adobe
Fuck adobe
Pirating adobe will always be morally correct
Not drinking isn’t one of the 12 steps
Eye, but not drinking feels like a loophole insofar that I’ve abstained for over 5 years and went from no money to having a down payment for a house saved up, all while improving my health by leaps and bounds. Can’t get a beer gut if you don’t drink 👌
I’m probably 5 years sober … and yes you can :(
Do they still call it a beer gut when you don’t drink? Shouldn’t they call it a pizza and fries gut or something?
I’d say it’s mostly energy drinks,
but I found a really good zero alc beer that is also putting in work so technically still a beer gut.
12 steps of what?
Addiction recovery if I had to guess, in this case alcoholism.
The 12 steps of drinking. Not drinking’s not one of them.
Yep!
But commiting yourself to the idea of surrendering to some kind of God is.
So you can fail AA as a sober atheist, but pass it as a religious, functional alcoholic.
Great system.
Working as intended
On my old commute, there was this one really long red light with a u-turn and merging road to the right you could take. Since the merging road was there, a right turn was allowed.
On busy traffic days, you could take the u-turn if the light was turning red and just go and skip it with a right turn. Pretty sure it pissed people off, but it was legal as far as I could tell.
I’m not sure if I’m picturing it correctly, but this just sounds like a Michigan left, which is how a lot of intersections here are designed (left turn is forbidden, you have to go past, u-turn, and turn right).
I’m not sure if that’s what they’re talking about or not. The use of u-turn here is weird. The ‘pissing people off part’ makes me think it’s what I usually see people do.
They come up to a red light, they turn right, make a u-turn, and turn right again. Which is basically the same as having driven straight through the original red light to begin with.
Same thing when there’s a really long light with a right-turn lane to a much less busy side street. If you get there shortly after the light turns red just turn right, go partway down the street and make a u-turn, then make another right back onto the main street.
In the USA the FASFA is used to determine how much financial aid (grants, or zero interest loans) someone can get for university
Unfortunately it looks at parents assets as well as the adult students assets.
Unless
- over the age of 25
- military veteran
- married
So the loop hole here is obvious, two students should get married, then their financial need will be totally unmet and get the highest level of benefits
I’m fr curious if this can work. If it does, it seems beyond impossible to find a 25 year old college woman who would even want to marry
Two 18 year old students about to start university get married. I think it can even be same sex, marriage is marriage.
Remember Marriage isn’t for life! You and your partner could get married with the understanding this is just a college marriage.
That’s a whole abuse of the purpose of marriage, though
You’re thinking about this all wrong. The age of marriage and childbearing have been going up. Think of the kids who would just decide fuck it might as well just stay married and do this. This could be the arranged marriage of the future.
A loop hole that is technically correct is still correct.
What is the purpose of marriage?
Legally it is a shortcut to establishment of a number of implied contracts, tells the courts how to unwind those contracts, and rights. In some cases the implied contracts are more effective than written ones. Medical decisions and visitation rights being first ones I can think of.
I sm not a lawyer.
Two people bound together for life for the purposes of creating a family
“You shouldn’t use marriage to stop yourself being legally chained to your parents. The purpose of marriage is to legally chain you to your spouse.”
If people could “divorce” their parents you wouldn’t have to worry about this.
Yeah, you can miss me with the religious bullshit. This is a legal loophole in a legal system.
If it was for religious reasons, I would have specified it as a “man and a woman”
So divorce shouldn’t be allowed in this philosophy?
Only as a last resort. You shouldn’t get married without intending to stay together for life.
Only two? That seems needlessly restrictive. Is it for religious reasons? Church and state should be separated.
If it was for religious reasons, I would have specified it as a “man and a woman”
Also, if it’s more than two, that’s not a marriage; that’s a group chat.
I know someone who had to do this. Her parents were abusive and were refusing to do the FASFA paperwork, holding it over her head for something. She had already been in college a couple of years at this point. So, she found a friend she trusted and they got married, allowing her to get the funding she needed to continue to attend college.
The US is so trash.
by such a large degree it’s frightening. Waiting for the Bell riots to happen is taking forever
My girlfriend was in a similar situation. The people at FASFA will work with you if you can prove that your parents will not comply and you aren’t financially dependent on them. As long as your friend wasn’t living with her parents, she likely didn’t have to get married.
She had tried working with them and they weren’t giving her any other choice.
Credit card manufactured spending. Still doable, but I think it’s more difficult now.
You sign up for a fancy card with a fancy offer. Say, spend 6k in 3 months, get 1k in points.
Then you go to the local post office, and buy a money order for 6k. They used to be more permissive about letting you charge it on the CC, with only a nominal fee.
Then deposit that money order to your bank, use that money to pay off the charge for 6k. Boom, free signup bonus achieved.
You can also just prepay on utilities. 6k might be a lot, but maybe if you got another card with a lower spending limit.
Excellent idea if your utilities accept the method of payment!
You can also pay for rent with a cc using bilt. I believe this year they’re going to start allowing for mortgage payments too!
What’s bilt?
Never used it, but I believe they let you charge your rent to a cc for like a 2% fee or something.
A guy i work with does this but he buys visa gift cards.
There was a time you could get an AARP credit card that had 5% cashback, you don’t have to be a certain age to join AARP in order to get the card. At the same time the federal reserve was letting people buy quarters in bulk without any shipping fees. So, order thousands in quarters, take them straight to the bank, repeat.
Currently I found a glitch to get near-free infinite mobile data usable in my country via 3 different mobile carriers giving me far superior coverage as well.
I got a Czech T-Mobile SIM card with the purpose of receiving SMS verification codes. Unlike cards in my country, Czech ones don’t need ID card registration. The cheapest one was an IoT SIM card, so that’s what I took. I found I could get signal basically everywhere with it, since they have multiple roaming partners (Slovak Telekom, O2 and Orange).
For shits and giggles, I’ve used that 200MB it came with since it’s available in EU as well. And that’s when I discovered the 64/32 kbps limit after using up the data isn’t getting applied outside of Czech Republic. It just still goes at full speed.
Charged at 0.00CZK:
The difference with IoT and regular SIMs is that low speed. IoT SIM cards get that reduced speed while regular ones have a hard cut-off with more data amount. Attempt with regular SIM after using up the data:
So really, I can just fully use 80MB for 39CZK (1.59USD) and keep going:
But there is a caveat: Permanent roaming charges. If for the past 4 months the SIM is used more than 50% abroad, T-Mobile can start charging these charges. This year it’s €1.30/GB without VAT. But I can probably just keep getting new SIM cards each few months.
But I am being nice and still mostly using my regular carrier with 300GB of data. I rather keep this as backup. The wholesale market data cap is that €1.30/GB in 2025, so the carrier could get charged up to €390 for that same amount by their roaming partner. Regardless, I am not giving them equivalent of €1.55 for just 80MB either.
ITT: fraud
lol
In Australia most retailers discount specific items for “members”. Being a member is free but you need to sign up with your contact details. They will give you a card but no one carries a million cards so cashier’s just ask for your phone number.
The Australian Communications and Media Authority administers phone numbers in Australia and they publish a list of phone numbers which may not be used by telco’s and are reserved for the exclusive use in TV shows, films, and creative works.
I made a note of one of the numbers in my phone, and provide that when asked. Loads of other people are doing this so the number is always registered at every shop.
The conversation usually goes:
- cashier: are you a club member?
- me: yes.
- cashier: what’s your number ?
- me: <ACMA number>
- cashier: oh. wow. there seems to be hundreds of people with this number. what’s your name?
- me: oh really? who’s there?
- cashier: uh, nigel, john, luke…
- me: I’m Luke.
I’ve been doing this on a weekly basis since reading about it in another thread (on reddit) a few years ago. I’ve never encountered a problem and I’ve received thousands of dollars in discounts. I would’ve gotten those discounts anyway but would’ve had to sign up with my personal number in order to receive them.
Issue with that, at least in the u.s. is that stores often give you points that accumulate that can be redeemed for certain dollar amounts or a big discount on a single purchase.
In the US, this typically works with (zip code)-867-5309
“I forgot my card. Can I use the store card?”
“Sure”
Success
One time at Kroger the cashier lady refused to let me use the store card, so I had to sheepishly look back towards the line, and the woman behind me let me use hers. I gave that cashier such a look.
This sounds like a different set up to the way things roll down under.
Cashier’s just assume that no one carries their card, and they ask for your phone number to look up your membership. IDK what a store card is.
That’s genius. Love it, I’m using it for sure. Thanks!
